The easiest task is one that someone – or something – does for you, or that you don’t have to do at all. And that’s one of the biggest personal advantages of using an expense management app.

What links a Kenyan orphanage, a dolphin, an Asian film festival and the World Wide Fund for Nature? As National Lottery advertising used to say: “It could be you…” Sign up to use the Solo Expenses app for just £2.49 a month and you’ll get an invaluable tool to manage your finances,

Legendary funnyman Spike Milligan once said: “We haven’t planned anything, so nothing can go wrong!” Never was a truer word spoken, because if no plans exist, then they’re not going to fail.

Like most entrepreneurs and small businesses, I was too busy selling & building our product. Capturing and accounting for expenses was never a priority

The sharpened point at one end of a pencil and the blunt eraser at the other represent the Yin and Yang of creativity; if you like, the extremes of ‘write and wrong’.

If Charles Dickens could have given Wilkins Micawber this clever tool for personal money management, would it have kept the character out of debtors’ prison? More than likely. Used correctly today, it could keep you clear from debt and in a financially happy place…

For those of us who have read Samuel Taylor Coleridge’s “Rhyme of the Ancient Mariner”, which he wrote in 1798, the lines “Water, water everywhere, nor any drop to drink”,